From the category archives: Brooks-Waterburn Corp Insurance Protection Blog

1/9/2015 11:37 AM

How to Prevent Frozen Pipes

Pipe breaks can be devastating, so anything you can do to minimize the risk is extremely helpful. As with most systems and parts of your property prevention is by far the best solution, below are several key things you can do to:

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8/6/2014 4:00 AM

Don't Wait until a Fire Ignites on Your Construction Site to Start Fighting Fire

The wildfires experienced by Californians over the recent years are just one of the many examples we see when it comes to just how threatening and damaging fire can be. Since job site fires pose a constant threat to construction projects, contractors should prepare for a potential fire by periodically confirming that their risk management plans adequately address the issue. Don't wait until you actually have a fire on-site to start your fight against fire. The following tips have been recommended by the International Marine Underwriters Association to help keep construction sites free from the threat of fire: 1. No smoking - have and enforce a no smoking policy on the construction site. 2. Loss control plan - the written loss control plan should comprehensively address the risks of fire exposure and include specific objectives to be enforced by management on the job site, general safety measures, and a named person to be in charge of on-site safety coordination. 3. Inspections and lo ...

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5/20/2014 6:00 PM

Toxic Torts Can Poison Your Business

In the 1800's, manufacturers and builders started using a natural resource that vastly improved the quality of their products. It added strength to materials, resisted heat, electrical and chemical damage, and absorbed sound. When mixed with cement and used in building construction, it enhanced fire safety. By the middle of the 1900's, manufacturers were using it in insulation, automobile brake pads, drywall, lawn furniture, fireplace cement, gaskets, and a host of other products. Unfortunately, this material, asbestos, can cause serious lung disease and even death in those who inhale its fibers. Builders and manufacturers who used it have endured hundreds of thousands of lawsuits from the victims or their survivors. Claims resulting from exposure to asbestos fall into the category of what is known as "toxic torts" -- injury and damage lawsuits stemming from exposure to substances proven to cause illness or injury in people. Other substances that lead to toxic torts include lead paint, toxigenic mold, indust ...

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1/29/2013 11:41 PM

How to Avoid Buying a Flooded Vehicle

Flood-damaged vehicles have been one of the issues for used car buyers to avoid.  These damaged vehicles may be cleaned, dried out, and offered for sale in another area. Buyers must know what to avoid when it comes to flood-damaged vehicles.  Flood -damaged vehicles are not ideal for purchase for several reasons.  The engine, fuel, transmission, brakes, and other vital control systems may be damaged.  Although the interior of the vehicle may be dry on the surface, moisture deep down in the seats can cause rotting. Potential damaged to flooded vehicles can show up in: ~The vehicle’s electronics, including engine controls and brake signals. ~Dashboards. ~Airbags and sensors. ~Interior carpet, upholstery and roof. ~Components that are rusted and corroded, including breaks and suspension systems. A car or truck doesn’t need to be obviously affected by water damage to have problems.  Flooding can take months or years to have an effect, leaving buyers with a hefty price ...

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5/30/2012 1:59 AM

The Importance of Having an Insurance Agent

Whether it’s driving to work, picking up the kids, or meeting up with friends, everybody is engulfed in their daily routines and activities.  Most people don’t think about what could be lurking around the corner and how life can change in an instant.

Maggie’s touching story reiterates how unpredictable life can be and how your insurance agent can help guide you when the unexpected occurs. People like Maggie are the reason why we do what we do every day.

Maggie’s Story


5/9/2011 4:31 AM

How to Protect Your Home and Save Money

As far as I'm concerned, home safety boils down to two things-protecting your home and possesions, and taking care of yourself and your family.  Let's start with the building and contents. Things that won't cost you a cent. You don't have to turn your home into a fortress or spend a lot of money to make your place a heck-of-alot tougher for thieves to penetrate.  In fact, there are a few things that won't cost a cent.  I'm thinking here about your doors & windows locked whenever possible, the garage door shut, letting trusworthy neighbors know and canceling newspaper deliveries when you're going away. Here's a few other tips to protect you and your home: Don't hide an emergency door key outside Leave a key on the inside of a double deadbolt lock while your home so you can escape If your door locks and latches are old, or if you lost a key, replace them. Install Fire/Smoke detectors in all main rooms and hallways.  Also, remember to check the batteries regularly ...

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