12/21/2010 11:57 PM

Changes to Auto Insuarance Laws in NY State

Effective November 27th 2010, the New York Dept of Insurance has raised the threshold for chargeability from $1,000 to $2,000. 

Basically, what this means is that if you are involved in an accident that is your fault, the insurance company cannot surcharge you for the loss unless the accident is over $2,000 in damages.  It has been many years since the last increase.  The unfortunate thing about this is that with the way cars are made these days, it is very difficult to keep an accident under the $2,000 threshold.  Even a minor accident can result in damages well above that amount.  It's not much, but it is something to keep your rates lower.  Please note that this only applies to accidents that occur after 11/27/10.

If you have any questions, please call us at 888-997-9801 or check out our website at www.brookswaterburn.com

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