From the monthly archives: July 2012

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7/31/2012 1:51 AM

Insurance Implications for College Bound Students

The parents of college students that are moving to on or off-campus housing should review their insurance policies to make sure their children’s personal possessions are covered while they are away at school. Before your child heads off to college, take the following steps:  1. Create a ‘dorm inventory’—a list of items the student plans to bring to school, along with its estimated value. Having an up-to-date inventory can help determine how much insurance to purchase and get insurance claims settled faster in the event of theft, fire or other types of disasters.  2. Contact your insurance agent—college is a major life event that may trigger the need for changes in insurance coverage, so ask about the insurance implications of your child becoming a full-time student and determine if supplemental insurance is needed.  Some homeowners and/or renters policies include protection for a college student’s personal possessions away from home, if they l ...

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