From the monthly archives: February 2013

We are pleased to present below all posts archived in 'February 2013'. If you still can't find what you are looking for, try using the search box.

2/19/2013 10:18 PM

The Hidden Threat of Mold

Four months after Superstorm Sandy, mold is hidden in flooded buildings, underneath floors, under foundations, and door and window frames.  Sometimes it forms in plain sight and it can make homeowners sick. Mold can grow in homes that never completely dried out.  The owners may have waited to make repairs or couldn’t occupy the home because of safety concerns and vacant homes remain unheated. Even after saturated belongings are thrown out and walls are scrubbed with cleaners and bleach, mold can still be found.   Mold can cause respiratory problems in people who are allergic or have asthma, and infections in those with chronic lung conditions.  If mold is treated safely, there should be minimal health complications.  Doing it yourself, however, could make things worse.  Chemicals used to clean mold can also cause respiratory issues. Remember you should always read your policy and ask if there is coverage for mold claims. It’s important to know that some insuran ...

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2/5/2013 11:25 PM

Winter Activities and Insurance

Millions of people participate in winter activities every year.  It’s a good idea to review all of your health, accident, and life insurance you have in place. Winter Sports  Before taking a run down a slope, be sure to check out your homeowners policy and health insurance so you know what to do in case of an accident.  Ski equipment should be covered up to a specific limit by a homeowner or renters policy.  If you are an avid snowmobiler and are worried about personal or property liability, you will need a separate snowmobile insurance policy since this isn’t covered through homeowners or auto. Travel If you are planning a family or group trip, you may be able to get a policy that includes coverage for children under 18 if they are traveling with a parent.  Most policies provide coverage when you are traveling within your region but some limit the extent of coverage outside your home area or for high-risk activities.  Group travel rates are sometimes available ...

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