High Value Home Insurance: Is Your Home Really Protected?

You probably bought your beautiful Long Island home over 10 years ago--before the prices in Nassau County really started to soar.

That worked out great: you paid about half what you would today. And perhaps you've even updated a few rooms or have added some additional space to your home using your elevated equity.

Since Long Island and Nassau County in particular is consistently ranked as one of the most expensive areas for housing in our country, it's safe to say you own a High Value Home.

Well, if you're like a lot of local residents here on Long Island, your house has outgrown your home insurance policy. That mass market, cookie-cutter insurance policy you started out with has stopped covering the true value of your  high value home years ago.

How did your protection stop if you are still paying for home insurance?

As your home continued to grow in value, the dollar amount your typical home insurance policy would cover to replace or fix your home did not. The gap developed between the market value of your home and your maximum coverage will have to be covered out of your pocket.  Also, does your insurance company specialize in High Value Home Insurance? 

Have you considered how much your home insurance will really pay for in case of:

  • Fire or other natural disaster
  • Loss of use
  • Jewelry or Fine Arts
  • Liability

For each of these areas of high value home insurance, you need to make sure you have enough protection to cover your potential costs. These need to be reviewed to make sure you’re not paying too much or have too little protection.

Brooks-Waterburn - High Value Home Insurance

Brooks-Waterburn Corp. is one of only a handful of insurance agencies have the ability to handle such clients and offer the right advice.  Call us today at 888-997-9801 for your free account review.  The top companies we represent can bundle homeowners, auto, valuables, watercraft and umbrella liability coverage into one package policy that offers the savings of a package discount and the convenience of one bill.

For 50 years, residents in Westbury and throughout Long Island have enjoyed unmatched home insurance options from Brooks-Waterburn Corp. With one of our expert agents, you can create a home insurance plan that gives you exactly what you need at a reasonable price.

Upgrade your high value home insurance with Brooks-Waterburn Corp. today! Just call, visit our office, or fill out the form on this page right now for a free quote!