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Flood Disaster Preparedness
Before a Flood
Prepare an emergency kit and make a family communications plan
Avoid building in floodplains, unless structure is elevated and reinforced
Elevate the furnace, water heater, and electric panel
Consider installing “check valves” to prevent floodwater backups
Construct barriers to stop floodwater from entering the building and, seal basement walls with waterproofing compounds
Six inches of water will stall or cause control issues in most passenger vehicles
A foot of water will float many passenger vehicles
Two feet of rushing water can carry away most passenger vehicles including, SUVs and pick-ups
Never attempt to drive through a flooded road; depth is not always obvious, and the roadbed may be washed away under the surface
Do not drive around barricades
Do not try to take short-cuts, and stick to designated evacuation routes
Avoid driving at night when it is harder to recognize flood dangers
Here are Some Other Important Facts About Floods and Flood Insurance
According to FEMA, Long Island was the hardest hit area during Superstorm Sandy. Of the 56,000 flood claims filed, over 43,000 were on Long Island.
For those claims that were closed, an average of $42,000 was paid.
Flood Insurance is excluded from Homeowner & Business policies. Coverage needs to be purchased from a separate policy.
A flood can occur even if you are not in a "Flood Zone". Flash floods on Long Island have become the norm.
If a storm is approaching, it is already too late to purchase Flood Insurance. By rule, there is a 30 day wait after you purchase a policy before coverage can take effect. The lesson here is to plan in advance
Warning: Contents in your basements are excluded from Flood Insurance. Except for certain items such as hot water heaters and air conditioning units, a flood policy excludes virtually everything else. Plan accordingly.
Protect your pets during a flood. Our little fury friends are just a vulnerable as we are during a disaster. Be prepared. Have a suitable Pet Carrier on hand to transport Fido. Also, have a "Pet Kit". This can include, food, a feeding bowl, water and toys. Since our pets can become such a special part of our families, having a pet disaster plan in place in case of a flood is important and can save your pet’s life.