Flood Disaster Preparedness

Before a Flood

  • Prepare an emergency kit and make a family communications plan
  • Avoid building in floodplains, unless structure is elevated and reinforced
  • Elevate the furnace, water heater, and electric panel
  • Consider installing “check valves” to prevent floodwater backups
  • Construct barriers to stop floodwater from entering the building and, seal basement walls with waterproofing compounds

Driving tips

  • Six inches of water will stall or cause control issues in most passenger vehicles
  • A foot of water will float many passenger vehicles
  • Two feet of rushing water can carry away most passenger vehicles including, SUVs and pick-ups
  • Never attempt to drive through a flooded road; depth is not always obvious, and the roadbed may be washed away under the surface
  • Do not drive around barricades
  • Do not try to take short-cuts, and stick to designated evacuation routes
  • Avoid driving at night when it is harder to recognize flood dangers

Here are Some Other Important Facts About Floods and Flood Insurance

  • According to FEMA, Long Island was the hardest hit area during Superstorm Sandy. Of the 56,000 flood claims filed, over 43,000 were on Long Island.
  • For those claims that were closed, an average of $42,000 was paid.
  • Flood Insurance is excluded from Homeowner & Business policies. Coverage needs to be purchased from a separate policy.
  • A flood can occur even if you are not in a "Flood Zone". Flash floods on Long Island have become the norm.
  • If a storm is approaching, it is already too late to purchase Flood Insurance. By rule, there is a 30 day wait after you purchase a policy before coverage can take effect. The lesson here is to plan in advance
  • Warning: Contents in your basements are excluded from Flood Insurance. Except for certain items such as hot water heaters and air conditioning units, a flood policy excludes virtually everything else. Plan accordingly.
  • Protect your pets during a flood. Our little fury friends are just a vulnerable as we are during a disaster. Be prepared. Have a suitable Pet Carrier on hand to transport Fido. Also, have a "Pet Kit". This can include, food, a feeding bowl, water and toys. Since our pets can become such a special part of our families, having a pet disaster plan in place in case of a flood is important and can save your pet’s life.