Professional liability insurance is the only way for your practice to mitigate the costs and legal expenses coming from claims of negligence from your customers.
In different professions, it may be known as malpractice insurance or errors and omissions insurance but at the core the concept is the same: to protect you in case of negligence lawsuits from your clients.
Negligence lawsuits focus on the failure to perform based on expectations or a contract, alleged misrepresentation, and other claims. They claim financial loss for the client based on your alleged actions.
Worried about the costs? Professional liability insurance in New York gives you a lot of protection for a lot less money than you'd expect.
You might think you are covered with your general liability policy but those more general policies only protect against bodily or property damage and some personal injury claims. You need a professional liability insurance policy to protect your business from potential negligence claims.
New York professional liability insurance is available to professional practitioners such as doctors, lawyers, architects and accountants. This policy is used to protect a business from liability around claims of negligence.
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