Blog
Flood Insurance is Good to Have, But Not Great
When Super Storm Sandy that hit Long Island in October of 2012, over 150 of our clients suffered a loss on the same day. Needless to say, the effects of that storm were devastating. Nobody really came away whole. Surprisingly, while...
Read MoreWant to Impress Your Friends With Your Insurance Knowledge? Read This!
While not the most fascinating topic for a blog, as an Independent Insurance Agent, many of our customers and prospects are confused over what insurance is for, what is covered and most important, what is excluded. In an attempt to...
Read MoreA Sad Insurance Story- Uninsured Motorist Coverage
This is one of those sad stories. It's a story that doesn't have a happy ending, but hopefully can illustrate the point that having the right protection can literally save your life. One of our customers in the agency recently...
Read MoreThe Smart Approach to Change in the Laundromat Industry
The Smart Approach to Change in the Laundromat Industry Like most other business sectors, North America's $5 billion+ laundromat industry is facing significant change and upheaval. Critical decisions you make in the coming months...
Read MoreTop 5 Things to Consider When Purchasing Laundromat Insurance
Most laundromat owners I know (I know over 1,000 of them), really don’t spend much time thinking about their laundromat business insurance. After all, the renewal is only once a year and they shopped it when they bought the...
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How a $1 Million Policy Became Worthless
years ago, we got a new customer under some very difficult circumstances. What happened was that my future customer, (I'll call him Mr. Unlucky), owned a 65 year old building on Long Island. It was a mixed use property with a Chinese...
Read MoreTop 5 Reasons You Need an Insurance Agent
Insurance companies like Geico have successfully convinced many consumers that the only difference between insurance companies is price, so you might as well go with the cheapest one! The commercials are real entertaining. After all...
Read MoreDo You Need Separate Insurance When the Kids Are Away at School?
The kids are packing the car and getting ready to go away to college. Happy days of the "College Experience" awaits them! The question is are the kids protected in the event of a loss? What about liability? Is the family protected...
Read MoreHow Car Insurance Rates are Determined
Ever think the making of Car Insurance rates are as secretive as the Illuminati? Has this ever happened to you; your neighbor about the same age and has the same car is paying $1,500 a year less? Why does this happen? Why does it seem...
Read MoreThe Real Way to Save on Workers Compensation.... Keep Your Costs Down!
In 2013, U.S. employers reported 3.7 million nonfatal occupational injuries according to the U.S. Bureau of Labor Statistics. While this number was down from the prior year, it still shows that workplace safety must be a priority for...
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