2/1/2017 1:05 PM

Uninsured Motorist Coverage

How a Little Mistake Could Cost a Lifetime of Pain and Suffering.

This is one of those sad stories. It's a story that doesn't have a happy ending, but hopefully can illustrate the point that having the right protection can literally save your life.

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12/6/2016 10:19 AM

More Insurance Crap!

We have a serious problem. I know you are going to find this hard to believe, but Insurance is boring! That's right, I've said it!

Here's have a quick story for you. On a monthly basis, I make my staff take continuing Education training to stay current with the latest and greatest in the insurance industry. I even take it myself because I feel responsible to make sure you are completely protected.

Zzz What's that? Sorry, I already fell asleep. Let's continue…

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6/29/2016 10:33 AM

The Smart Approach to Change in the Laundromat Industry

Considering adding debit and credit card options to your laundromat?  Brooks Waterburn Insurance, your Laundromat Insurance experts answer your coin vs. card questions. We protect over 1,000 locations nationwide and would be glad to help you make sure your investment is completely protected.  Give us a call at 888-997-9801 

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2/26/2016 3:15 PM

Top 5 Things to Consider When Purchasing Laundromat Insurance

Most laundromat owners I know (I know over 1,000 of them), really don’t spend much time thinking about their laundromat business insurance.  After all, the renewal is only once a year and they shopped it when they bought the insurance.  Within a few dollars, you are probably getting the best deal, right? Sadly, when I look at a current insurance policy of someone, I almost always see major gaps in coverage that would put in jeopardy their laundromat if they had a claim.  The business could permanently close!  With that in mind, here are my Top 5 Things to Consider When Purchasing Laundromat Insurance: 1.       When You Bought the Laundromat, Did You Buy an Existing One, or Build One From Scratch?:  This is the most overlooked coverage I see when reviewing policies.  Many laundromat owners do some kind of buildout.  Whether they do a renovation or build a laundromat from scratch, the cost of this must be protected.  In almost every ...

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11/17/2015 9:10 AM

Top 5 Reasons You Need an Insurance Agent

If you're thinking of buying insurance from one of those direct writers, read this first.  If your goal is to protect your family or business from disaster, saving a few dollars on your policy may not be the right answer.  Here a 5 of my top reasons why you need an insurance agent. 

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8/20/2015 6:58 AM

Do You Need Separate Insurance When the Kids Are Away at School?

The kids are packing the car and getting ready to go away to college.  The question is are the kids protected in the event of a loss?  What about liability?  Is the family protected under the homeowner policy or should we buy a separate policy for the kids?  The colleges are suggesting you buy separate insurance for your kids.  But do you really need it?

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7/20/2015 12:41 PM

Flood Insurance is Good to Have, But Not Great

While Flood Insurance is a good affordable coverage to have, it is not a great policy in terms of coverage.  This blog illustrates some of the shortfalls of a Flood policy.  As an educated consumer you should be aware of the good and bad of Flood Insurance. 

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6/30/2015 6:09 AM

How Car Insurance Rates are Determined

How Car Insurance Rates are Determined

Ever think the making of Car Insurance rates are as secretive as the Illuminati?  Has this ever happened to you;  your neighbor about the same age and has the same car is paying $1,500 a year less?  Why does this happen?  Why does it seem that there is no logic or consistency to developing Auto Insurance premiums?

The answer is: "It's Complicated".   Typically there are rating factors that go into making an insurance premium.  Here are the most common:...

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